General Election Winter 2019

30 October 2019

It will not escape the attention of any of our blog readers that the UK's political position has heated up a lot over the last few weeks. The political gloves are truly off for all participants and the situation at Westminster is fast moving. For many, it comes with little surprise that a General Election was called with an aim to bring to an end the deadlock that has been created over Brexit. Whether the end result will indeed solve the problem is yet to be seen and we will know more of the result and its implications after polling day on 12 December 2019, just before Christmas.

I am sure that our counterparts in Brussels and across Europe will watch with interest. The European elections are also now behind us, and many new faces have now taken their seats in the European Parliament. Again, at the time of writing, the stance of Brussels towards the UK seems familiar and as before, our involvement in the future of the EU remains unclear.

What does this all mean? Sadly, there is no definitive answer, although many are aware that Sterling as a currency has fallen over the year and this has invariably made a glass of wine more expensive abroad this summer. Over the years, we have experienced and guided our clients through many volatile times, and five prime ministers thus far, excluding any change that may occur in December.

During individual discussions with clients on investment into pensions, ISAs and the like, we aim to consider an individual's needs, objectives and importantly their attitude to risk, along with their capacity for investment risk. Sometimes, these investment views can be challenged when there is volatility, and much associated comment in the media which can appear concerning. Unless personal circumstances or needs change, staying with any agreed investment strategy is normally recommended. The regular updates on our website ( of our house investment view might be helpful in gaining our latest view on the current economic climate and its effects on investment opportunities.

We always recommend that clients consider a regular review with our team in Guildford, and if recent events have raised any additional questions with regards to your own arrangements then please do get in contact.

The team at Chapters Financial will be happy to help you with your own enquiry about how you plan for your future years, their costs, and your needs.

As with all our topical commentary, no individual advice is provided during this blog. We look forward to the balance of 2019 and into 2020, being on hand and ready to provide financial advice whatever the outcomes of the next few weeks and months.

Keith Churchouse FPFS


CFP Chartered FCSI

Chartered Financial Planner

Chapters Financial Limited is authorised and regulated by the Financial Conduct Authority, number 402899.